Before completion, check that the flat is vacant unless there is an approved extension of stay, and compare what remains against what was agreed. If unwanted furniture is still there, document it and contact HDB or your conveyancing solicitor promptly for instructions on the completion. Primary source

At the HDB final inspection, match the rooms to your written list. Keep one photo of each issue and a wider photo showing where it is.

Which items belong on the inspection list?

Walk room by room with the agreed list of items staying in the flat. Check storerooms, service yards and built-in cabinets. Distinguish a fixture that was agreed to stay from loose items the seller needs to clear. Take dated photos of any disputed item and confirm who will remove it and when.

What if the seller asks to collect the items later?

Ask for a clear collection plan and check it with your conveyancing adviser. If there is an approved extension, agree a separate inspection at handover. For example, a seller leaving a wardrobe for the buyer is a different arrangement from a seller promising to collect bags from the storeroom next week. Confirm access and responsibility in writing.

What to keep on hand

• The list of items the seller agreed to leave.
• Dated photos of the rooms and disputed items.
• A written record of who will remove any remaining items and when.

Read HDB extension of stay and handover costs for the related decision. Additional official guidance

Can I hold back payment myself?

Speak to your conveyancing solicitor or HDB before taking any action that changes payment or completion. Share the item list, photos and what was agreed.

If you want help planning your property timeline, contact Jim Tan at Propsbit.

Sources checked 14 November 2026. This article is general information. Confirm how the rules and documents apply to your transaction with the relevant authority or adviser. Examples are illustrative. Images are AI-generated editorial illustrations.